At the beginning of every game/deal, 13 cards are dealt to each player on the virtual table.

A Pure Sequence is a group/combination of 3 or more consecutive cards of the same suit without a Joker/Trump card.

An Impure Sequence is a sequence formed with the help of a Joker.

A Set is a group of 3 or 4 cards of the same face value but different suits. A set can contain a Joker.

When a player has arranged all the cards in proper sequences and/or sets, including one pure sequence, he/she must declare the game by discarding the last card which is not part of the set/sequence by clicking on the Declare option.

The score is calculated based on the value of the cards in players' hand and any penalties that the player may have incurred during the game. The player with the highest score at the end of the game loses.

A valid declaration in Points Rummy consists of at least 1 Pure Sequence and 1 Impure Sequence, and the remaining cards can be arranged in a Sequence and/or Set.

If a player makes an invalid declaration in Points Rummy, he/she is penalised 80 points.

2-Joker Mode in Points Rummy is a variant of the game where two Jokers are used in addition to the standard deck of cards.

A player who misses three consecutive turns gets a middle drop and is automatically dropped out of the game.

Effective from 1st October, deposits made on RummyTitans application are subject to GST at the rate of 28%. The amount deposited by the user will be inclusive of GST. This means that users do not have to pay an additional 28% GST on top of the amount they deposit.

When a user makes a deposit on RummyTitans application, 28% GST deducted from the deposited amount will be given back to the user in the form of bonus. This bonus is called DEPOSIT BONUS.

Deposit bonus can be used to join Rummy table on RummyTitans. 15% of contest entry fee will be deducted from the deposit bonus after all other available discounts and bonuses are applied.

This bonus is valid for 30 days from the day of deposit.

Effective from 1st October, each deposit made on RummyTitans is subject to (GST) at the rate of 28%.This GST is adjusted from the deposit made by users considering such deposits as inclusive of GST. RummyTitans will send the tax invoice to the users through email reflecting collection of GST at the rate of 28%. Further, the Company shall provide the additional discounts to users which shall be equivalent to or compensate the GST amount collected from the users.

No. GST will not be applicable to the winnings. It is only applicable on deposits which are made by users.

28% GST will calculated as = {(deposited amount)/(100+28)}*28
For example,
If a user deposits ₹1000. In this case, 
The 28% GST will be: {(1000)/(100+28)}*28 = ₹218.75
The amount deposited in the user’s wallet will be: 1000 - 218.75 = ₹781.25

GST rates are subject to periodic revisions by the government. Any changes in GST rates will be in accordance with the notifications issued by the government of India under GST law.

You can visit the GST rate amendment Terms & Conditions page or refer to the GST laws and guidelines provided by the Government of India for more information.

Once the deposit is made by the user on RummyTitans application, an email confirmation will be sent to the user reflecting detailed calculation of GST deductions. Users can download the tax invoice from that respective mail.

Since this GST rate amendment is effective from 1st October 2023, deposit made by users before this date will not be subject to any GST.

No

No, once the GST is collected and it will not be refunded to the user. The user shall be allowed to withdraw the amount exclusive of GST only. Further to clarify, it means if the user decides to not to play any game on RummyTitans and wishes to get refund of the amount deposited, then the user will only get the refund of balance lying in the deposit wallet and no refund shall be granted of the GST amount.

No

Yes, RummyTitans is legal in India, as it adheres to the legal norms and standards established by the Indian jurisdiction for online gaming platforms.

RummyTitans falls under the category of 'Games of Skill' in India, as the outcome primarily depends on the player's knowledge and expertise of the card game rather than luck or chance.

The minimum withdrawal amount for Instant Withdrawals is ₹200 per day, and the maximum withdrawal amount is ₹50,000 per day.

Instant Withdrawal is a feature that makes it easier and faster for a user to receive their amount in their accounts. To be eligible for Instant Withdrawals, a user must verify his/her PAN Card and Bank Account with the platform and have to add cash in wallet. Please note that all the information provided in your document must be correct and legit in order to process the instant withdrawal request.

NO

Players will earn Rakeback based on the rake generated while playing Rummy on the platform. Players will earn ₹2.5 for every ₹50 of net rake generated on Rummy Titans platform. For eg. If a user has generated a net rake of ₹2000, then the user will earn ₹100 Rakeback.

No! A user can earn a rakeback on the type of Rummy variant they choose. Below table shows the minimum stake level as a prerequisite to be eligible for the Rakeback program:

As you open the rakeback section in your RummyTitans app as displayed on the navigation bar, you will find the option to ‘Redeem’ the amount. As you click on the same and confirm your redemption request, it will be redeemed into Rummy ticket that will be shown in your wallet.

Rakeback amount will be redeemed into Rummy ticket worth the rakeback amount into the wallet. This rummy ticket can be used to play on any Rummy table on RummyTitans app.

Players can use 100% Rakeback amount redeemed as Rummy ticket to join Rummy tables on Rummy Titans application.

Rakeback amount redeemed as Rummy ticket will expire after 365 days from the day of redemption.

No, a user cannot withdraw the rakeback amount. It can only be used to play on RummyTitans app.

You can refer a friend with the "Refer & earn" option which is available in the main RummyTitans navigation bar through Whatsapp and various social platforms.

The validity to avail Game Bonus under the Refer & Earn program is 30 days. If a user fails to avail the bonus, the bonus will be forfeited.

To be eligible for the Game Bonus, the referee must complete the verification process, such as PAN Card and Address Verification, as required by the "Refer and Earn" program.

Users can find the Game Bonus amount in Game Bonus section of their wallet.

The referred individual must be a new user and not an existing member of RummyTitans. Failure to meet this criterion will result in the referrer not receiving any Game Bonus.

This is how referee and referred user gets Game Bonus on RummyTitans application:

• The referee gets ₹100 game cash on successful verification of the referred friend's KYC.

• Both get ₹500 Game Bonus if the referred friend adds a total of ₹5000 to his/her account.

• Both get ₹1200 Game Bonus if the referred friend plays up to ₹15000 on the platform.

• Both get ₹2100 Game Bonus if the referred friend plays up to ₹35000 on the platform.

• Both get ₹4000 Game Bonus if the referred friend plays up to ₹75000 on the platform.

• Both get ₹7100 Game Bonus if the referred friend plays up to ₹100000 on the platform.

Yes. Upon mobile number verification, new users will receive a ₹25 game bonus. This bonus can be used entirely to join Rummy tables, with a maximum limit of ₹5 per table. For example, if a user joins a ₹10 table, they only need to pay ₹5 and the remaining ₹5 will be automatically deducted from game bonus. If a user joins a ₹3 table, they'll play for free and the ₹22 will be remaining game bonus.

Yes, when you make a deposit on the RummyTitans app, you will receive the following Game Bonus along with multi-use game tickets as part of the Welcome Bonus.

*Valid only for stakes ₹20 & above (Points Rummy) and ₹25 & above (Pool & Deals Rummy)
**Valid only for stakes ₹80 & above (Points Rummy) and ₹100 & above (Pool & Deals Rummy)
***Valid only for stakes ₹400 & above (Points Rummy) and ₹500 & above (Pool & Deals Rummy)

No, a user cannot withdraw the welcome bonus. It can only be used to play on RummyTitans app.

Users can check their welcome bonus in the game bonus section of their wallet on RummyTitans app.

Yes! Depending on the variant and table you choose, user can utilize bonus to join the table that accepts cashbonus, as depicted on the table information provided.

Any user who displays the behaviour of intentionally losing at any game or match to withdraw winnings will be interpreted as having unfair methods of participation. The user will be subject to immediate termination of RummyTitans’ services on the platform.

Yes, users can use a single device to create or login into multiple accounts. However, a single user should not create more than one account on RummyTitans as it is against the fair play policies. Although, a single device can be used to access multiple accounts that must be verified under their respective mobile numbers, email addresses, PAN cards & Bank Account details.

We require users to provide KYC documents for proof of identity, such as a Driving Licence, AADHAR card, and/or PAN Card.

No, we do not allow users from Rummy-banned states to participate in the game of Rummy on our platform.

We proactively monitor users and their activities to identify vulnerable users and associated activities. Measures include advising a user by email to exercise caution if they have lost more than ₹25,000 in a day and advising a user by phone to exercise caution if they have lost more than ₹75,000 in a week.

Yes, Aadhaar OTP-based KYC is mandatory for users in Tamil Nadu before participating in any real-money game.

Although not mandatory, yes, a user can set daily, weekly and monthly deposit limits. A user can manually adjust these limits 5 times per month.

No. Gaming is prohibited between 12:00 AM to 5:00 AM IST for Tamil Nadu users. You will be unable to access games or tournaments during this time.

You won’t be able to access real-money games or make transactions until location access is re-enabled.

To add cash via UPI to the account, a user must follow these simple steps:

• Select Wallet > Add Cash > Enter the Amount to Add > Add
• Select the preferred UPI app
• Follow the on-screen instructions to complete the payment

Yes, a user can add multiple credit/debit cards to their respective accounts until and unless they have not expired.

The users can easily update/edit their information by logging into their RummyTitans account using their mobile number, registered email address and password.

After logging into their RummyTitans account, the users can edit/update their information by clicking on ‘Edit Profile’ on the top right of the page. Users will be able to edit their basic information including Date of Birth, profile name, address, mobile number and team name on the RummyTitans App.

It is very easy for a user to withdraw their winnings from RummyTitans. Just tap on withdraw money in the Wallet section, enter an amount between ₹100 - ₹50,000 and complete the withdrawal to credit the amount in the registered Bank account.

No. A user is allowed to have only one account under their name with valid supporting documents on RummyTitans. However, users can create and log in from a single device to their respective accounts. Please refer to the Fair Play policy for further details.

All registered users of the RummyTitans app are eligible for a Conversion Bonus.

To convert your winnings into deposits and receive a Conversion Bonus, follow these steps

• Go to the Wallet section of the RummyTitans app.

• Tap on the "Withdraw Money" button.

• Click on the "I want to Convert" button.

• Enter the amount you wish to convert.

• Click on the "Convert Now" button.

These are the following conversion limits:

You can get up to 6% Conversion Bonus.

The Conversion Bonus is valid for 14 days from the date it is credited to the user's account.

No, the Conversion Bonus is not transferable or withdrawable. It can only be used to join contests on the RummyTitans app.